As much as we can, we travelers would like to spend our hard-earned money on the adventure, luxuries, and activities that our vacation destination might offer; after all, we deserve the best things in life. However, this might mean cutting down on every unnecessary cost that would lessen your travel budget. I already know what you have in mind, insurance.

A lot of people think getting travel insurance might be an unnecessary expense. Here’s why I think you should change your mind about insurance.

What is Travel Insurance

There are a lot of erroneous or incomplete definitions of travel insurance you can find either through the internet or by asking other travelers, and even travel agents. In a more straightforward sense, travel insurance covers you from any losses and additional costs during your travel, which might include medical fees, baggage loss, flight cancellations, and accidental death while on your trip.

While I do believe that in everything that we do, we are careful and meticulous, we can never be too sure of what other individuals might do, or what circumstances might bring our way. There have been several cases in which unexpected things happen. You don’t want to be burdened by these while trying to enjoy your vacation. Below are some of the benefits you’ll appreciate if you decide to get travel insurance:

Medical Emergency Support

This one is a no brainer. When going to a different place, where there are unfamiliar people and food, or a medical condition is triggered by something in that place, travel insurance can help you pay for that unexpected hospital bill you’ll be having.

Stolen/Lost Baggage Replacement

Even if you travel light, you still bring with you your essential items – clothes, phone, wallet, camera, passport, and other travel documents and we cannot deny the fact that we might not be able, at all times, guard our belongings. One might be enjoying a beautiful tourist spot without knowing their items got lost. In unfortunate times like these, travel insurance can reimburse you for the expenses of replacing them.

Reimbursement on Cancelled and Rescheduled Flights

Even the best travel agents will have a headache when it comes to flight cancellations and reschedules. Reasons for these might be due to the weather, plane technical problems, and other external issues that affect your flight. Travel insurance can cover you from the costs of rebooking flights.

There are a lot more benefits to having travel insurance while on your getaway. But most importantly, it is the joy that comes from being able to be worry-free!

Already have a vacation planned? Let us help you get protected while on your vacation. With 20 years of experience in the travel and leisure industry, Gotta Getaway Vacations can help you find what fits your needs!

Check out this article from Forbes about travel insurance!